Standards and Health Insurance Plan Offerings for 2019
The diocese has created the Standards and Plan Offerings for 2019 that explains lay and clergy medical and dental insurance, as well as pension benefits. View that information online below or download a PDF version.
Please note: A new health insurance plan is being offered for relatively low-paid employees who cannot afford the cost-sharing of premiums that may be required for employees. This plan is NOT offered as a way to decrease the cost of health insurance to the employer or the typical employee. An example of who this plan is meant for would be anyone who works for less than $30,000 per year.
You can view and download a chart that compares the plans in detail.
- Plans Offered in 2019
- Checklist for Employees and Vestries
- Dental Insurance
- Life and Disability Insurance
- For Employees Enrolled in Medicare Part A
The diocese will offer four Medical Trust Health Insurance plans in 2019, including a new plan for relatively low-paid employees who cannot afford the cost-charing of premiums that may be required for employees:
|Name||Employee-only coverage||Family coverage|
|Blue Cross High Deductible plan with HSA funding||$9,360||$20,774|
|Blue Cross PPO 80/50||$8,856||$20,364|
|Blue Cross PPO 90/50||$9,780||$22,500|
|Blue Cross PPO 70/50 *||$8,112||$18,860|
* IMPORTANT NOTE: For 2019, we are offering an additional health insurance plan called the Blue Cross PPO 70/50. You will notice that the cost of its premiums is less than the diocesan minimum benefit value of $8,200. This plan is NOT offered as a way to decrease the cost of health insurance to the employer or the typical employee. Rather, it is being made available in case there are relatively low-paid employees in churches or other institutions who simply cannot afford to share the cost of premiums. An example would be anyone who works for less than $30,000 per year. Do not pressure employees to choose this plan as a way for the employer to save money.
The diocesan minimum standard is that the employer pays the first $8,200 in insurance costs for employee-only coverage. Employees pay the difference for the plan that they choose, unless that local congregation or other employer has established a higher benefit that is available to all qualified employees, lay and ordained. For example, the standard in the diocesan office for its employees is that the office pays $8,200 toward the cost of employee-only coverage, plus another $5,600 of the additional cost of a family plan, provided that family coverage is under an Episcopal Church Medical Trust plan.
This diocese has an annual enrollment period in which employees already insured by the Episcopal Church Medical Trust go online and confirm the insurance coverage they wish to receive in 2019. Other employees seeking initial enrollment must contact the diocesan office during the open enrollment period.
For more information on benefits for current employees or to enroll new employees contact Mary Jane Hodges at 501-372-2168 ext. 3 or firstname.lastname@example.org.
For information on plan design, tax, and reporting information, contact Mary Jane Hodges at 501-372-2168 ext. 3 or email@example.com.
Links and Forms
- Medical Trust Enrollment Form [link to PDF on CPG site]
- Annual Enrollment Guide 2019 [link to PDF on CPG site]
- 2019 Plan Comparison Chart [PDF]
- Delta Dental Enrollment Form [PDF]
- Delta Dental Carry-Over Benefits and PPO Providers Flyer [PDF]
- Delta Dental Schedule of Benefits [PDF]
- Delta Dental Website User Guide [PDF]